**Terms of Use**

1. **Introduction**

Thank you for using Mailbox Money Institute products and/or services (the "Services"). These Terms of Use (the "Terms") govern your access to and use of the Services, and constitute a legally binding agreement between you and Mailbox Money Institute. Please read these Terms carefully before using the Services.

2. **Scope of Services**

Mailbox Money Institute offers a variety of financial education and training products and services, including online courses, webinars, and one-on-one coaching (the "Products"). The Products are designed to help you learn how to manage your finances, invest your money, and achieve your financial goals.

3. **License Grant**

Subject to your compliance with these Terms, Mailbox Money Institute grants you a limited, non-exclusive, non-sublicensable, and non-transferable license to use the Products for your personal, non-commercial use. You may not use the Products for any other purpose, including any commercial purpose, without the express written permission of Mailbox Money Institute.

4. **Use of Materials**

The Products may include materials such as videos, audio recordings, written materials, and other content (the "Materials"). You may not reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform the Materials without the express written permission of Mailbox Money Institute.

5. **Intellectual Property**

The Products and Materials are the proprietary property of Mailbox Money Institute and are protected by copyright, trademark, and other intellectual property laws. You agree not to use any of the intellectual property of Mailbox Money Institute in any way that is likely to cause confusion or dilute the strength of Mailbox Money Institute's intellectual property.

6. **Your Obligations**

You agree to use the Services and Products in compliance with these Terms and all applicable laws. You may not use the Services or Products in any way that is harmful, fraudulent, or illegal. You may not use the Services or Products to engage in any activity that is intended to harm or exploit Mailbox Money Institute or any other person or entity.

7. **Account Security**

You are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer or other devices used to access the Services. You agree to notify Mailbox Money Institute immediately of any unauthorized use of your account or password.

8. **Termination**

Mailbox Money Institute reserves the right to terminate your access to the Services or Products at any time, without notice, for any reason or no reason. Upon termination, you will immediately stop using the Services and Products, and destroy any copies of the Materials in your possession.

9. **Disclaimers**

THE SERVICES AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. MAILBOX MONEY INSTITUTE DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

10. **Limitation of Liability**

IN NO EVENT SHALL MAILBOX MONEY INSTITUTE BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SERVICES OR PRODUCTS.

11. **Governing Law**

These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, and United States Government without giving effect to any principles of conflicts of law.

12. **Entire Agreement**

These Terms constitute the entire agreement between you and Mailbox Money Institute regarding the use of the Services and Products, and supersede all prior or contemporaneous agreements, whether written or oral.

13. **Amendments**

Mailbox Money Institute reserves the right to modify these Terms at any time, without notice. Your continued use of the Services and Products after the effective date of any modifications will constitute your acceptance of the modified Terms.

14. **Contact Us**

If you have any questions or concerns about these Terms or the Services and Products, please contact Mailbox Money Institute at [email protected].

By using the Services and Products, you acknowledge that you have read, understood, and agree to be bound by these Terms.